Dynasty · Group Health Truth Room

Your group health plan is eating your bottom line while you sleep.

7 out of 10 small-business group health plans are quietly broken — mispriced, misbuilt, or padded with waste nobody on your side will flag. The old way to find out: gather a stack of documents, hand it to an insurance company, wait weeks inside a black box, get a polite non-answer. The Dynasty way: one document, 60 seconds to upload, a real verdict in one business day.

1 docyour renewal — that's the entire input
60 secto upload · no forms · no census
$100K+in waste found, or you walk

The number is what we find for you — not what we charge you.

A gate splitting two worlds: on the left, a chained vault of carrier paperwork and broken clocks; on the right, an illuminated Dynasty scoreboard. A confident small-business owner steps through the open gate from the carrier black box into the lit scoreboard world.
You're standing at the gate. One side is weeks of paperwork inside a black box. The other is your scoreboard, lit up in 24 hours. One renewal in. A real verdict out. That's the entire crossing.

Find it. Drop it.

Group health plan renewal letter, billing statement, or carrier proposal — whatever your broker slid across the table this year. That's it. No census. No spreadsheet. No 14-page carrier questionnaire. No broker call. We read the renewal, not your roster.

Within one business day, you get one of two answers:

  • Broken. Here's where at least $100,000 a year is leaking out of your plan, and what it takes to recover it.
  • Tight. Nothing meaningful to fix right now. You walk with the numbers and the clarity.

Either way, you finally know what you've been signing. No carrier portal. No waiting weeks. No follow-up gauntlet.

No document yet.

I can't find it — get the human

The 60-second read

Owner-only. Cosell calls the truth while Dynasty reads your document.

00:00 / 00:60

Howard Cosell · Truth Room 101

Group health is the second-largest line on your P&L. You've never read your own renewal. That is not an accident. That is the business model.

Cosell isn't selling. He's naming the field while your document gets read.

Predators They know the system is broken. They profit from the owner not seeing the game.
Pretenders They sound helpful. The same broken delivery model stays protected.
Professionals The hardest to see. They believe they are do-gooders, but still fuel the broken delivery system.

Masterclass complete. Now the document becomes a scoreboard. If $100K+ is hiding, the next screen lights up. If it isn't, you walk — no pitch, no follow-up.

1

Document received.

The signals you've never been shown are now in the read.

waiting
2

Where it's leaking.

Opacity, hidden margin, missed recovery lanes, bottom-line drag.

waiting
3

Quarterly scoreboard loading.

If you pass the gate, Dynasty stages recovery quarter by quarter — no big leap.

waiting

The verdict.

Numbers your broker has never put in front of you.

$0Waste Identified this quarter
$0Annualized challenge passed
1 playRecovery Lane
T1Path tier
Q1At least $25K
Q2Evaluate again
Q3Compound gains

Power maneuver: two clean quarters → auto-pilot · three clean → Dynasty deactivates the OS. You don't pay forever. You graduate.

You don't have to love insurance.

You just have to stop pretending you've read the renewal you're paying for. Drop it. Sixty seconds. The number is either there or it isn't.

Drop the renewal I can't find it